Who is responsible for door dings

Call the police. File an insurance claim. Keep in mind you can only do this if you have uninsured or underinsured motorist insurance. Ready to Get a Quick Quote? Zip Code. Start Quote.

Learn more about our products and services Help? Is the deductible ever waived? The deductible depends on who is at fault, whose insurance are you going through and whether you have a deductible. It also depends on whether both parties are insured by the same insurance company, in which case the deductibles might be waived. If you know who damaged your car and you go through their insurance, you will not have to pay for your deductible. However, if you DO NOT know who damaged your car and you go through your insurance company, then you are subject to your deductible.

Or is it not covered, like a hit-and-run? Yes, your insurance will pay for your car to be repaired even if you DO NOT know who dinged your car, as long as you are carrying collision Insurance on your car and the cost of repairs exceed your deductible. What type of policy covers door dings? Your auto insurance policy covers door dings as long as you have collision, and coverage is subject to your deductible.

A lot of times it is not worth going through insurance for door dings. Any advice for your insurance customers? For minor issues, try to get a quote first before you put in a claim with your insurance company. For minor dings, a dent repair company is a lot more reasonable than the dealership or a body repair shop. Do you have a client story related to parking lot door dings? Unfortunately, door dings happen on a daily basis. Parking spaces have gotten smaller and vehicles bigger.

Most people do not do it on purpose. Do door ding claims count as a point? We work with all major insurance carriers. Phone: Email: [email protected]. Each person has an ethical obligation to correct damage he causes. An analogy can be made to red wine being spilled on two people. The person whose car is dinged also faces ethical issues. Just as it is ethically wrong for a person to damage property and not offer to repair the damage, it is also ethically wrong to haphazardly accuse someone of damaging property.

Is it ethical to confront someone whose car just happens to be parked next to the dinged door? Is there evidence to suggest that this particular car was responsible for the damage?